Full retirement is not for everyone, particularly not now in 2010. But yet you cannot deny that there does come a time when the job that you have been doing for so many years seems like it is all a little but too much. That might because of health and fitness – particularly in construction and trades where there is a heavy physical demand on the body and where many people retire earlier than in other less strenuous professions for exactly that reason. But also it could just as well be that you don’t feel like you need to any more – like you have paid your dues and should not need to keep working quite so hard in the future.
So many people opt for something called semi-retirement. This means that you are no longer in full time work, but you still keep you hand in. It means that …